Our Staff

Actuarial Solutions currently has a staff of six actuarial personnel including three credentialed actuaries.  We are small enough to provide exceptionally personalized service to each of our clients and large enough to handle complex assignments under tight timeframes.

Brief biographies for each of our three senior consultants are available below by clicking on the names below.


Steven P. Lattanzio, FCAS, MAAA, FCA, Principal

Steve has been a Fellow of the Casualty Actuarial Society since 1979, a Member of the American Academy of Actuaries since 1980 and a Fellow of the Conference of Consulting Actuaries since 1997. He holds degrees from Adelphi University and New York University.

Steve has served as President and Consulting Actuary of Actuarial Solutions since the company's inception in 1990 and has over 35 years of casualty actuarial experience. Prior to his current position, he was Consulting Actuary and Manager of the New York office of Presley & Associates; Senior Vice President and Actuary for the Insurance Technical & Actuarial Consultants Corporation (ITAC); and Senior Vice President and Actuary at the National Council on Compensation Insurance (NCCI). His experience includes reviews of reserve adequacy, the projection of ultimate loss, the analysis of expense needs, the development of rates, and the production of rate filings.

In addition, Steve has been recognized by the Vermont Department of Banking, Insurance, Securities and Health Care Administration as an individual who may analyze and certify loss reserves of Vermont captives. Additionally, he is recognized by the regulators in Bermuda, New York, Hawaii, South Carolina, the District of Columbia, Nevada, Kentucky, Barbados and the British Virgin Islands as a loss reserve specialist. Steve has provided expert testimony on numerous occasions.


Kristine M. Fitzgerald, ACAS, MAAA, FCA

Kristine is an Associate of the Casualty Actuarial Society, a Member of the American Academy of Actuaries and a Fellow of the Conference of Consulting Actuaries. She graduated cum laude from Villanova University with a B.S. degree in Mathematics.

Kristine has over eighteen years of actuarial consulting experience in the area of property/casualty insurance. Her experience includes loss reserve analyses, feasibility studies, preparation of Statements of Actuarial Opinion, financial examinations, ratemaking, analysis of individual risk rating plans and litigation support. Clients include captives, regulators, insurance companies and self-insured public and private entities. Kristine has worked with clients who provide or review coverage for workers compensation, general liability, auto liability and physical damage, errors and omissions liability, professional liability, mortgage guaranty insurance and various excess liability coverages


David K. Raikowski, ACAS, MAAA

Dave is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.  Dave has been employed with Actuarial Solutions since 2002. He graduated from Hofstra University with degrees in Mathematics and Psychology.

Dave has significant experience with a variety of property/casualty coverages including workers compensation, general liability, medical professional liability, auto liability and physical damage, mortgage guaranty insurance, construction defects and property. The clients with which he works include self-insureds, captives and public sector entities.  He has substantial experience with loss reserve analyses, captive feasibility studies, risk transfer analyses, estimation of premium deficiency reserves, pricing, financial reviews and has also assisted in litigation support engagements on numerous occasions.